Car Accidents
Tulsa, Oklahoma Car Accidents Lawyer
Oklahoma is a “modified comparative negligence – 50%” state. This means that people injured in car accidents can only recover damages if it is determined that they are 49% or less at fault. Under the principle of modified comparative negligence, a person’s recoverable damages will be reduced by the percentage of their fault. For example, if your damages total $10,000 but you are deemed 30% at fault, you could only recover up to $7,000 in damages. As a result, insurance companies have an incentive to investigate car accidents in order to claim an injured driver is partially or mostly at fault.
At the Norwood Law Office, I investigate the cause of a car accident in order to establish fault and protect the interests of my clients. Using accident investigators and GPS technology, I can often determine how and why a car accident happened. In court, I use the evidence collected to challenge claims of investigators working for the insurance companies to place some or most of the blame on my client.
If you’ve been injured in a car accident, don’t assume your insurer, or that of the other driver has your best interest in mind. To schedule a free consultation and discuss your case, contact car accident attorney Joseph M. Norwood today.
Uninsured / Underinsured Insurance Coverage and Car Accidents
In the state of Oklahoma, a surprising number of drivers are uninsured or underinsured. If you have uninsured / underinsured coverage, you can recover damages under your own policy if you are struck or injured by an uninsured / underinsured driver. However, it’s not unheard of for an insurer to balk at offering fair compensation to a policyholder trying to collect under the uninsured / underinsured terms of his or her own policy. Your insurer may try to claim you were at fault in order to reduce whatever amount you are eligible for under your own policy.
As your attorney, I make sure the terms of your uninsured / uninsured coverage are honored and am prepared to file a bad faith insurance practices lawsuit if your insurer stalls or delays the payment of a legitimate claim.
What to Do After a Car Accident
It’s not uncommon for insurers to want to talk to an injury victim after a car crash. While a claims adjuster may sound empathetic, the reality is that he or she is looking for any statement or evidence that could justify them reducing or denying your claim. A number of insurers also use a software program called, “Colossus” to calculate claims payments. The problem with Colossus, however, is that it minimizes human judgment: using preset algorithms, it does not take into account pain and suffering, medical complications, or deteriorating medical conditions that could lead to disability.
In order to protect your interests, its important to consult and attorney who can represent you in any communications or dealings with insurers. As a personal injury lawyer, I have years of experience in counteracting tactics used by insurers to reduce or deny claim payouts.
Contact Car Wreck Lawyer Joseph M. Norwood Today
It’s important to protect your financial interests and legal rights after a car accident. Before speaking to an insurance agent, contact car accident attorney Joseph M. Norwood today so I can ensure your interests are protected.
